Financial Literacy Australia Terms of Service

  1. Introduction

Welcome to Financial Literacy Australia (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your use of our app, website, and any related services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Services.

  1. Eligibility

By using our Services, you represent that you are at least 18 years of age, or if under 18, that you have received parental consent and that you are legally permitted to use our Services under applicable law.

  1. Account Creation and Responsibilities

To access some of our Services, you may be required to create an account. You agree to provide accurate and complete information when creating your account and to keep this information updated. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

  1. Use of the Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not:

  • Engage in any illegal or fraudulent activity;

  • Use the Services to harm or exploit others;

  • Interfere with the proper working of the Services;

  • Reverse engineer or attempt to extract the source code of the app or any part of our Services.

  1. Payment and Subscriptions

Certain features of our Services may require payment. If you choose to purchase a subscription or make any payments, you agree to pay all fees or charges in accordance with the terms provided. All fees are non-refundable, unless otherwise stated in our refund policy.

  1. Termination of Use

We reserve the right to terminate or suspend your account and access to the Services, at our sole discretion, without notice or liability, if you violate these Terms, misuse the Services, or engage in any unlawful activity.

  1. Intellectual Property Rights

All content, features, and functionality (including but not limited to text, graphics, logos, and software) in our Services are owned by Financial Literacy Australia or its licensors and are protected by copyright, trademark, and other intellectual property laws. You agree not to use any of our proprietary content without our prior written consent.

  1. Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Services, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Services will be uninterrupted or error-free, nor that any errors will be corrected.

  1. Limitation of Liability

To the fullest extent permitted by law, Financial Literacy Australia shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, data, or use arising out of your use or inability to use the Services. Our total liability to you for any claim arising out of or related to these Terms shall not exceed the amount you paid to Financial Literacy Australia for the use of the Services in the 12 months preceding the event giving rise to the claim.

  1. Third-Party Services

Our Services may contain links to third-party websites or services that are not owned or controlled by Financial Literacy Australia. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Your use of any third-party website or service is at your own risk.

  1. Modifications to the Terms

We may modify these Terms at any time. If we make material changes, we will notify you by posting the revised Terms on our website or app. By continuing to use the Services after the changes become effective, you agree to be bound by the updated Terms.

  1. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Australia, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be subject to the exclusive jurisdiction of the courts located in Victoria, Australia.

  1. Contact Information

If you have any questions or comments about these Terms of Service, please contact us at:

Financial Literacy Australia
mentors@flaus.com.au
1800 FLAUS 1

SMS Terms

By providing your phone number and submitting your information, you consent to receive SMS text messages from Financial Literacy Australia. Message and data rates may apply. You can opt-out at any time by replying STOP to any message.